PSD2 Funds Availability (STET V1.4.2 / V1.6.2)
Check real-time funds on customer's account
Our "Funds availability" PSD2 compliant API provides you with an efficient way to check if a customer has sufficient funds on his bank account for a given transaction amount using your payment instrument. The customer must have granted access to his bank account beforehand.
API Available features are as follows :
- Check if a transaction amount can be covered on a given customer's account accessible online.
You can use our API only if your are a card based payment instrument issuer service provider (CBPII or PIISP role) and if you have an agreement delivered by a competent authority as well as valid eIDAS certificates.
Brand : Banque BCP
Categories : DSP2, CBPII
Use case: How to reduce your risk ?
This use case gives you an overview of this API thru a use case exemple.
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