PSD2 Funds Availability (STET V1.4.2 / V1.6.2)

Last update : 12/05/2023

Check real-time funds on customer's account

Our "Funds availability" PSD2 compliant API provides you with an efficient way to check if a customer has sufficient funds on his bank account for a given transaction amount using your payment instrument. The customer must have granted access to his bank account beforehand.

API Available features are as follows  :

  • Check if a transaction amount can be covered on a given customer's account accessible online.

You can use our API only if your are a card based payment instrument issuer service provider (CBPII or PIISP role) and if you have an agreement delivered by a competent authority as well as valid eIDAS certificates.

Brand : Banque BCP

Categories : DSP2, CBPII

Consult the API

Use case: How to reduce your risk ?

This use case gives you an overview of this API thru a use case exemple.

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