Payment initiation (STET Standard V1.4.2)
Initiate a transfer from any authorized customer's payment accounts
➤ Description
Our "Payment initiation" API offers you a convenient and secure way to initiate immediate SCT or Instant Payment (IP) transfer and to recover its status.
It is available for all Banque Palatine savings banks retail customers (individuals and small professional) representing more than 12 million customer in France and French overseas operations (excl'd Pacific area).
Available features :
- Initiate a payment request (transfer)
- Obtain the status of payment requests
- Cancel all or part of a payment request
You can use our API only if you are a Payment Initiation Service Provider (PISP) with an agreement delivered by a national competent authority for this role, as well as eIDAS QWAC and QSEALC valid certificates. You must also be familiar with PSD2 terminology.
Brand : Banque Palatine
Categories : PISP, DSP2
Use case: How to initiate a payment ?
This use case gives a global overwiew of this API and describes how to initiate a payment when the customer wants to purchase on internet or to perform funds transfer.
Use case: Consume the API
This use case summarizes the main steps to consume the API, from the token recovery to the consumption of API services.
Discover step by step
Use case: Send a PIS request
This use case describes the POST /paymentRequests method which allows you to send to us the necessary data of an initiation of payment in euro.
Discover step by stepUse case: Confirm a PIS request
This use case describes the POST /o-confirmation method which allows to confirm a payment initiation request or to confirm the cancellation of a payment initiation request previously sent for a PSU, when the payment has not been executed yet
Use case: Retrieve a PIS status
This use case describes the GET /paymentRequests method which allows to obtain the status of a payment initiation request previously sent for a PSU.
Discover step by stepUse case: Cancel a PIS request
This use case describes the PUT /paymentRequests method which allows to cancel a payment initiation request previously sent for a PSU, when the payment has not been yet executed.