Payment initiation (STET Standard V1.4.2)

Last update : 12/05/2023

Initiate a transfer from any authorized customer's payment accounts

➤ Description

Our "Payment initiation" API offers you a convenient and secure way to initiate immediate SCT or Instant Payment (IP) transfer and to recover its status.

It is available for all Banque BCP savings banks retail customers (individuals and small professional) representing more than 12 million customer in France and French overseas operations (excl'd Pacific area).

Available features :

  • Initiate a payment request (transfer)
  • Obtain the status of payment requests

You can use our API only if you are a Payment Initiation Service Provider (PISP) with an agreement delivered by a national competent authority for this role, as well as eIDAS QWAC and QSEALC valid certificates. You must also be familiar with PSD2 terminology.

 

Brand : Banque BCP

Categories : PISP, DSP2

Consult the API

Use case: How to initiate a payment ?

This use case gives a global overwiew of this API and describes how to initiate a payment when the customer wants to purchase on internet or to perform funds transfer.

Discover step by step

Use case: Consume the API

This use case summarizes the main steps to consume the API, from the token recovery to the consumption of API services.

Discover step by step

Use case: Send a PIS request

This use case describes the POST /paymentRequests method which allows you to send to us the necessary data of an initiation of payment in euro.

Discover step by step

Use case: Confirm a PIS request

This use case describes the POST /confirmation method which allows to confirm a payment initiation request or to confirm the cancellation of a payment initiation request previously sent for a PSU, when the payment has not been executed yet

Discover step by step

Use case: Retrieve a PIS status

This use case describes the GET /paymentRequests method which allows to obtain the status of a payment initiation request previously sent for a PSU.

Discover step by step

Use case: Cancel a PIS request

This use case describes the PUT /paymentRequests method which allows to cancel a payment initiation request previously sent for a PSU, when the payment has not been yet executed.

Discover step by step