Payment initiation (STET Standard V1.4.0)

Last update : 26/11/2020

Initiate a transfer from a customer account held by a Banque Populaire

Our "Payment initiation" API (STET standard v1.4.0) offers you a simple and secure way to trigger an immediate SCT transfer and recover its status. It is available for all of our Payment Service Users (PSU), private, professional and business clients of Banque Palatine establishments in France.

Available features :

  • None

Features unavailable yet :

  • Send a single payment/transfer initiation request in euros => this functionality will be available in the last quarter of 2020.
  • Retrieve the status of a payment/transfer initiation request => this functionality will be available in the last quarter of 2020.
  • Cancel a payment/transfer initiation request => this feature will be available int he last quarter of 2020.
  • Confirm a payment/transfer initiation request or a payment/transfer cancellation request => this feature will be available int he last quarter of 2020.

You can use our API if your are a Payment Initiation Service Provider (PISP role referenced by the ACPR) and if you have an authorization delivered by a competent authority and QWAC and QSealC valid certificate.

Brand : Banque Palatine

Categories : PISP, DSP2

Consult the API

Use case: How to initiate a payment ?

This use cas gives a global overwiew of the API and describes how to use this API to initiate a payment when the PSU wants to make a purshase on a website or a transfer.

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Use case: Consume the API

This use case summarizes the main steps to consume the API, from the token recovery to the consumption of API services.

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Use case: Send a single payment request initiation

This use case describes the POST /paymentRequests method which allows you to send to us the necessary data of an initiation of payment in Euro.

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Use case: Retrieve the status of a payment request initiation

This use case describes the GET /paymentRequests method which allows to obtain the status of a payment initiation request previously sent for a PSU.

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Use case: Cancel a payment request initiation

This use case describes the PUT /paymentRequests method which allows to cancel a payment initiation request previously sent for a PSU, when the payment has not been executed yet => this feature will be available in June 2020.

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Use case: Confirm a payment request initiation

This use case describes the POST /paymentRequestsConfirmation method which allows to confirm a payment initiation request or to confirm the cancellation of a payment initiation request previously sent for a PSU, when the payment has not been executed yet => this feature will be implemented with STET standard v1.4.2.17.

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