Payment initiation (STET Standard V1.4.0)

Last update : 09/06/2020

Initiate a transfer from any authorized customer's payment accounts

Our "Payment initiation" API offers you a convenient and secure way to initiate immediate SCT or Instant Payment (IP) transfer and to recover its status.

It covers individual and small professional customers of Banque BCP retail banking network in France, a subsidiary of Caisse d'Epargne Ile de France.

You can use our API only if you are a Payment Initiation Service Provider (PISP) with an agreement delivered by a national competent authority for this role, as well as eIDAS QWAC and QSealC valid certificates. You must also be familiar with PSD2 terminology.

Brand : Banque BCP

Categories : PISP, DSP2

Consult the API

Use case: How to initiate a payment ?

This use cas gives a global overwiew of this API and describes how to initiate a payment when the customer wants to purchase on internet or to perform funds transfer.

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Use case: Consume the API

This use case summarizes the main steps to consume the API, from the token recovery to the consumption of API services.

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Use case: Send a single payment request initiation

This use case describes the POST /paymentRequests method which allows you to send to us the necessary data of an initiation of payment in Euro.

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Use case: Retrieve the status of a payment request initiation

This use case describes the GET /paymentRequests method which allows to obtain the status of a payment initiation request previously sent for a PSU.

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Use case: Cancel a payment request initiation

This use case describes the PUT /paymentRequests method which allows to cancel a payment initiation request previously sent for a PSU, when the payment has not been executed yet => this feature will be available in June 2020.

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Use case: Confirm a payment request initiation

This use case describes the POST /paymentRequestsConfirmation method which allows to confirm a payment initiation request or to confirm the cancellation of a payment initiation request previously sent for a PSU, when the payment has not been executed yet => this feature will be implemented with STET standard v1.4.2.17.

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