Version History
➤ STET specifications
This REST-based API is compliant with the STET standard developed by the french market initiative (https://www.stet.eu/en/psd2/) in order to comply with PSD2 regulatory requirements. It takes into account functional limitations specific to BTP Banque savings banks network.
As a reminder :
- payment services directive (PSD2, (UE) 2015/2366 of 25/11/2015) went into force on january 13, 2018 : http://eur-lex.europa.eu/legal-content/FR/TXT/?uri=CELEX:32015L2366
- it is supplemented by regulatory technical standards for strong customer authentication (RTS, Commission Delegated Regulation (EU) No 2018/389) and common and secure open standards of communication that will apply on september14, 2019. These standards are called RTS (Rules Technical Standards) : https://eur-lex.europa.eu/legal-content/FR/TXT/?toc=OJ%3AL%3A2018%3A069%3ATOC&uri=uriserv%3AOJ.L_.2018.069.01.0023.01.FRA
In France, the ordinance n° 2017-1252 of August 9, 2017 implements the PSD2 directive into the regulatory section of the monetary and financial code. This ordinance has been supplemented by two decrees (n° 2017-1313 and n° 2017-1314 on August 31, 2017), and five orders that were published on August 31, 2017
Our API version | STET standard version |
v1 | v1.4.0.47 |
v1.4.2 | V1.4.2.17 |
You can consult the virtual assistant on this portal.
➤ Description of TPP support
According to Article 30 (5) of the RTS, a support for third-party providers is available. This support can be joined via the form on this 89C3 API portal (https://www.api.89c3.com/en/contact-us). Responses are sent during office opening hours (09:00 - 18:00 Central European local Time) even so a 24h/7d monitoring process of our IT systems exists.
Its general principle is shown below, taking into account delays of Article 30 (4) of the RTS :
➤ Release notes
Important changes made since the first version was delivered :
Method(s) | Effective date | Description of the evolution |
POST/paymentRequest GET/paymentRequest | May 17, 2019 | Portal documentation : addition of clarification about the mandatory or optional nature of parameters and fields of requests. |
Fallback | July 26, 2019 | Portal documentation : insert Fallback use case |
Roadmap | September 18, 2019 | Portal documentation
|
All | December 21, 2020 | Portal documentation :
|
All | June 30, 2021 | Switch to STET V1.4.2 & new features linked to this version :
|
Payment initiation Roadmap | October 13, 2021 | SCT Core activation for ENT Segment Note on urgent changes out of regulatory notice period |
Payment initiation | January 3rd, 2022 | BIC not mandated anymore (excl'd non eurozone) + precision for pkce + new TurboSign physical token SCA |
PIS use case & Limitations | April 1st, 2022 | Additional information on ENT PSU, PSU inactivity timeout, PIS requests having identical parameters, min/max amounts |