Limitations

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Functional limitations 

The limitations of this DSP2 API are as follows:

  • Applicable to this ASPSP customers having a subscription allowing API payment initiation service with 4 and/or 6-eye checks

  • Only applicable to payment accounts (see text of the DSP2 Directive)

  • Payment initiation requests are limited to one payment in SCT CORE immediate or differed (no instant Payment)

  • The beneficiary of a payment initiation request must be listed in PSU list of beneficiaries 

  • Standing and recurring orders are not accepted

  • Payment requests beyond 30 days are not accepted

  • Only uses authentication mode by redirection (Strong authentication of the client requested and managed via the ASPSP)
  • Field "chargeBearer" is mandatory as of POST /payment-requests method and must be valued to "SLEV"
  • Field "categoryPurpose" is mandatory as of POST /payment-requests method
  • Field "creditorAccount" is mandatory as of POST /payment-requests method 
  • Field "successfulReportUrl" is mandatory as of POST /payment-requests method

 

Only one TPP app can be declared so far per OID (= client_Id) knowing that it is possible to :

  • apply white-labelled partnerships as well as third parties models
  • declare many sets of certificats (and redirect URL)

 

For live operations, the parameter "bankcode" allows TPP to send API requests to the right ASPSP backend thru a dedicated « endpoint » www.<bankcode>.live.api.89c3.com (or www.<bankcode>.live.api.natixis.com). Once chosen, this entry point shall also be used for all subsequent requests.

 

Technical limitations of the STET v1.4 standard

 [name of the field in STET standard]

Demande de paiement:

·        Number of payment                                    [numberOfTransactions] « 1 »

·        Fees for international transfers                   [chargeBearer]   

·        Execution date                                           [requestedExecutionDate] max 30 days beyond today's date

 

Limitations on data : 

The bank code allows you to send the right customer repository via an endpoint as described above :

Bank code

Short name of the bank

Name of the bank

30007

 

CIB

(was previously GTB or TTS)

Natixis Corporate & Investment Banking

(was previously Natixis Global Trade or Trade & Treasury Solutions)