Limitations
Functional limitations
The limitations of this DSP2 API are as follows:
Applicable to this ASPSP customers having a subscription allowing API payment initiation service with 4 and/or 6-eye checks
Only applicable to payment accounts (see text of the DSP2 Directive)
Payment initiation requests are limited to one payment in SCT CORE immediate or differed (no instant Payment)
The beneficiary of a payment initiation request must be listed in PSU list of beneficiaries
Standing and recurring orders are not accepted
Payment requests beyond 30 days are not accepted
- Only uses authentication mode by redirection (Strong authentication of the client requested and managed via the ASPSP)
- Field "chargeBearer" is mandatory as of POST /payment-requests method and must be valued to "SLEV"
- Field "categoryPurpose" is mandatory as of POST /payment-requests method
- Field "creditorAccount" is mandatory as of POST /payment-requests method
- Field "successfulReportUrl" is mandatory as of POST /payment-requests method
Only one TPP app can be declared so far per OID (= client_Id) knowing that it is possible to :
- apply white-labelled partnerships as well as third parties models
- declare many sets of certificats (and redirect URL)
For live operations, the parameter "bankcode" allows TPP to send API requests to the right ASPSP backend thru a dedicated « endpoint » www.<bankcode>.live.api.89c3.com (or www.<bankcode>.live.api.natixis.com). Once chosen, this entry point shall also be used for all subsequent requests.
Technical limitations of the STET v1.4 standard
[name of the field in STET standard]
Demande de paiement: |
· Number of payment [numberOfTransactions] « 1 » · Fees for international transfers [chargeBearer] · Execution date [requestedExecutionDate] max 30 days beyond today's date |
Limitations on data :
The bank code allows you to send the right customer repository via an endpoint as described above :
Bank code | Short name of the bank | Name of the bank |
30007
| CIB (was previously GTB or TTS) | Natixis Corporate & Investment Banking (was previously Natixis Global Trade or Trade & Treasury Solutions) |