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This REST-based API is compliant with the STET specifications developed by the French market initiative (https://www.stet.eu/en/psd2/) in order to comply with PSD2 regulatory requirements. It takes into account functional limitations specific to this retail bank network (see use case 'Limitations").This REST-based API is compliant with the STET specifications developed by the French market initiative (https://www.stet.eu/en/psd2/) in order to comply with PSD2 regulatory requirements. It takes into account functional limitations specific to this retail bank network (see use case 'Limitations")..

As a reminder : 

  • payment services directive (PSD2, (UE) 2015/2366 of 25/11/2015) went into force on january 13, 2018 : https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=celex%3A32015L2366
  • it is supplemented by regulatory technical standards for strong customer authentication (RTS, Commission Delegated Regulation (EU) No 2018/389) and common and secure open standards of communication that will apply on september14, 2019. These standards are called RTS (Rules Technical Standards) : https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32018R0389it is supplemented by regulatory technical standards for strong customer authentication (RTS, Commission Delegated Regulation (EU) No 2018/389) and common and secure open standards of communication that will apply on september14, 2019.

In France, the ordinance n° 2017-1252 of August 9, 2017 implements the PSD2 directive into the regulatory section of the monetary and financial code. This ordinance has been supplemented by two decrees (n° 2017-1313 and n° 2017-1314), and five orders that were published on August 31, 2017.

Our API version

STET standard version

V1.0

v1.4.0.47

You can consult the introduction to the texts of the STET standard.