Limitations

ligne89C3

Functional limitations :

The limitations of this PSD2 API in the version 1.0 are as follows:

  • Apply only to authorized and eligible retail payment accounts that are accessible online (cf. PSD2 Directive text) ;
  • Use the authentication with redirect mode only (Strong Customer Authentication required and handled by the bank), which IS NOT an obstacle according to French national competent authority ;
  • Manage only single payment initiation requests in euro currency either in CORE SCT or IP ;
  • The methods POST/paymentRequest and GET/paymentRequest are the only ones available (PUT/paymentRequest method will be available later) ;
  • No cancellations of this initiation operation is possible for the time being. 

 

From test to live data :

According to PDS2 regulation, the data set available thru this dev portal, Try-it mode and sandbox are based on fictive data (or non-real ones).These data are described in the use case "Test our API".

In order to access to live data, you will need to request for a GO Live thru the 89C3 API portal after testing your app using Try-it and Sandbox environments as described below : 

étapes test sandbox6 UK

Refer to Art. 30 (5). Account servicing payment service providers shall make available a testing facility, including support, for connection and functional testing to enable authorised payment initiation service providers, payment service providers issuing card-based payment instruments and account information service providers, or payment service providers that have applied for the relevant authorisation, to test their software and applications used for offering a payment service to users.

 

For live operations, the parameter "codetab" will allow you to setup the right customer database thru a dedicated « endpoint » for each bank using the following format: www.<codetab>.live.api.89c3.com 

 

Codetab

Bank name

 Bank Short name

12579

Banque BCP

BBCP