This REST-based API is compliant with the STET standard developed by the french market initiative (https://www.stet.eu/en/psd2/) in order to comply with PSD2 regulatory requirements. It takes into account functional limitations specific to Caisse d'Epargne savings banks network.
As a reminder :
- payment services directive (PSD2, (UE) 2015/2366 of 25/11/2015) went into force on january 13, 2018 : http://eur-lex.europa.eu/legal-content/FR/TXT/?uri=CELEX:32015L2366
- it is supplemented by regulatory technical standards for strong customer authentication (RTS, Commission Delegated Regulation (EU) No 2018/389) and common and secure open standards of communication that will apply on september14, 2019. These standards are called RTS (Rules Technical Standards) : https://eur-lex.europa.eu/legal-content/FR/TXT/?toc=OJ%3AL%3A2018%3A069%3ATOC&uri=uriserv%3AOJ.L_.2018.069.01.0023.01.FRA
In France, the ordinance n° 2017-1252 of August 9, 2017 implements the PSD2 directive into the regulatory section of the monetary and financial code. This ordinance has been supplemented by two decrees (n° 2017-1313 and n° 2017-1314 on August 31, 2017), and five orders that were published on August 31, 2017
|Our API version||STET standard version|
You can consult the virtual assistant about the STET standard.
Important changes made since the first version was delivered :
|Method(s)||Effective date||Description of the evolution|
|May 17, 2019||Portal documentation : addition of clarification about the mandatory or optional nature of parameters and fields of requests.|
|Fallback||July 26, 2019||Portal documentation : insert Fallback use case|
|All||September 18, 2019|| |
|All||December 21, 2020|| |
Portal documentation :