Test data

 

As required by PSD2 regulation (see RTS Art. -30 (5)), we deliver a testing facility, including support, for connection and functional testing using non-real test data. 

This page presents the datasets for testing the API :

  • Fictional customers, by customer segment (student, executive, business etc.) with either individual or professionial accounts that represent the populations of Banque Populaire's customers (retail ; business ; corporate). 

    • The individual is a natural person categorized as "capable adult". The individual can also have activities within the framework of a sole proprietorship = a company directed by only one person, and which does not have a legal personality, although it is registered in the trades directory or in the Commercial Register and of Companies (RCS). Examples: craftsman or liberal profession. In this case, the IE is considered an individual.
    • The categories "professional" and "business" cover legal persons.

  • Their accounts and deferred debit cards characteristics are described (single-account, multi-accounts, multi-bank accounts, presence of a debit card, account balance)

  • Useful data expected in input by the API are enumerated (remote banking identifier, SMS code for authentication, IBAN)

  • THESE PSU ID & TEST DATA CANNOT BE USED IN PRODUCTION LIVE ENVIRONMENT

Persona Segment Remote banking identifier SMS code for authentication Bank code IBAN Account number Balance Currency
Marc

Senior executive
(individual)

 

D0999990I0

 12345678 13807 FR7613807008043001965405158 30019654051 4 321.95 EUR
FR7613807008043001965405255 30019654052 459.56 EUR
FR7613807008043001965405352 30019654053 2 165.50 EUR
FR7613807008043001965405449 30019654054 -232.82 EUR
Marie

Retiree

(individual)

D0999991I0

 12345678 13807 FR7613807008043001965406128 30019654061 1 754.03 EUR
FR7613807008043001965406225 30019654062 11 429.00 EUR
FR7613807008043001965406322 30019654063 429.00 EUR
Thomas

Student

(individual)

D0999980

 12345678 13807 No account usable for a payment
Alix

Executive

(individual)

D0999992I0

 12345678 13807 FR7613807008043001965408165 30019654081 -12.35 EUR
FR7613807008043001965408262 30019654082 395.45 EUR
FR7613807008043001965408359 30019654083 298.19 EUR
Tech’n Co

Company

(professional)

D0999993I0

 12345678 13807 FR7613807008043001965409135 30019654091 35 789.78 EUR
Adam

Entrepreneur

(indivual and professional)

D0999994I0

 12345678 13807 FR7613807008063031966574122 30319665741 8 008.03 EUR
FR7613807008063031966574219 30319665742 -2 894.05 EUR
Lea

Executive

(individual)

755238649

 12345678 13807 FR7613807008063001965400181 30019654001 11 282.56 EUR
FR7613807008063001965400278 30019654002 527.54 EUR
FR7617515000920400430518020 30019654003 -378.28 EUR
SARL UNIPERSONNELLE 2640

Merchant

(business)

 D0999995I0 12345678 13807 FR7613807008063042100847972 30421008479 0.00 EUR
FR7613807008060602191786661 06021917866 139 613 054.35 EUR
FR7613807002353032165639297 30321656392 701 246 591.14 EUR
FR7613807002353092101653050 30921016530 99 792.13 EUR
FR7613807002353092152355047 30921523550 1 015 745.35 EUR

Marc

42 years old – Nantes

Single – Executive in the public Service – 18 years experience

4 current accounts

Life / History / Work

  • Account in his name
  • Urban worker, wishing to facilitate his everyday life, passionate about his work and his leisure activities

Goals

  • Wish to buy and settle in the city center to get closer to his friends and charities in which he gives his time

Use practices

  • Bon vivant, he uses contactless left and right, by phone or by card
  • He has multiple accounts in several different institutions of the group

Brakes and potential frustrations

  • He doesn't like paperwork
  • The management of the invoices of his pour future move

What might influence

  • Simple invoice management and credit alert services
  • More on-line services

The good surprise

  • Addicted to his smartphone (account consultation, e-commerce, payment, etc… )

Marie

73 years old – Nantes

Married – Retired from the private sector

3 current accounts

Life / History / Work

  • Married, account in Mrs or Mr name
  • After 40 years working, she enjoyes a well-deserved retirement traveling around the globe with her husband and family

Goals

  • Wishes to please her children and grandchildren by traveling with them
  • Wishes to give more time for charity

Use practices

  • Except for a few shy purchases on the internet, Marie still has some cash on her
  • Has a joint account in BPCE group

Brakes and potential frustrations

  • She doesn't trust the internet
  • Her smartphone is rarely in her pocket

What might influence

  • Ultra secure services, but still easy to use

The good surprise

  • Her children and grandchildren teach her the magic of tablets

Thomas

21 years old – Nantes

Student – Ecole d’ingénieur informatique privée

No account usable for a payment

Life / History / Work

  • Account in his name
  • Thomas had to make a loan to pay for his five years of private school
  • Since he is no longer in preparatory class Thomas has a student job

Goals

  • Finish his studies quickly so that he can finally enter to an active working life
  • Be able to spend what he earns to enjoy the joys of student life

Use practices

  • He uses contactless left and right, by phone or by card
  • Thomas, however, pays attention to his spendings

Brakes and potential frustrations/span>

  • Do not exceed the withdrawal and payment limits he has authorized himsefl
  • Doesn't really like to remember his passwords

What might influence

  • Authentication services using its smartphone (Touch ID, authenticator, ...)
  • Real-time alerts on its spendings, a visualization month by month

The good surprise

  • Thomas is very focused on new technologies

Alix

32 ans – Nantes

Married – 3 children

Executive – Private sector employee

3 current accounts

Life / History / Work

  • Married , compte à Mme ou Mr
  • In love with her native country village, Alix works in the nearest big city

Goals

  • Wishes to renovate a large part of her family home
  • Already thinks about future major studies of her children, not to mention the expenses involded

Use practices

  • Far from everything, internet orders and deliveries are her everyday life
  • She is heading more and more to Chinese websites

Brakes and potential frustrations

  • The security of her online payments
  • The assurance of receiving products in accordance with what she ordered
  • No retail banking

What might influence

  • Insurance to secure her payments
  • Savings plans to ensure the best education for her children
  • Greater proximity with her bank

The good surprise

  • Online shopping is her hobby, tablet or computer are her most faithful servants

Tech’n Co

Created by Dominique - Nantes

37 years old – Married – 2 children

3 current accounts

Life / History / Work

  • Tech'n Co is a small IT service company, infrastructure and network management in SMEs
  • Dominique is an active entrepreneur who dedicates his life to his work and his family

Goals

  • Have a consolidated view of all his accounts on one device (smartphone, pc, ...)
  • Continue to grow his business by reaching more customers
  • Develop his activity on other services

Use practices

  • He deals himself with his treasury
  • Multi banked

Brakes and potential frustrations

  • Follow his cutomer payments following the creation of a new service
  • Keep his family free from want

What might influence

  • Simple and cheap business services
  • The assurance of keeping a stable standard of living even in case of a hard blow

The good surprise

  • Constantly on the move, he never leaves his bank application

 

Adam 

29 years old– Montpellier

Single – Contractor – 4 years experience

2 current accounts 2 delayed debit cards

Life / History / Work

  • Adam leads a small private company SARL UNI PICCOLO
  • Adam is a young and active contractor, he is increasing his knowledge in his sector

Goals

  • Get easily his cards and accounts transactions history
  • Recruit in his company
  • Develop his activity on other services

Use practices

  • Daily connections to his accounts in order to have a fine management
  • Multi banked

Brakes and potential frustrations

  • Research technology solutions giving reactivity
  • His company size is small

What might influence

  • Simple and cheap business services
  • To increase his company size without taking risks

The good surprise

  • Always search for digital solutions

Léa

35 ans – Lyon

Married – Executive in an insurance company- 10 years experience

1 current account

Life / History / Work

  • Married, she hikes a lot with her husband
  • Léa is very comfortable with her job and her company

Goals

  • Get her current account balance in a fast and secure way
  • She wants to have kids and build a family

Use practices

  • Online shopping in a regular way
  • Loyal to her bank, she doesnt want to change it

Brakes and potential frustrations

  • Slow connections to her current account
  • Research of minimal expenses for her account management

What might influence

  • Better proximity with her bank
  • Access to her account everywhere

The good surprise

  • Listen to advices of the bank sector professionals

 

SARL UNIPERSONNELLE 2640

Dijon

5 current accounts 1 delayed debit card

Life / History / Work

  • Large trader

Goals

  • Develop it's online sales business
  

Use practices

  • Account monitoring by an accounting firm
  • Consolidation of accounts in several banks

Brakes and potential frustrations

  • Slow connection to it's account
  • Looking for a minimum of bank charges

What might influence

  • Access to it's account from anywhere

The good surprise

  • An account situation accessible in real time