
Limits
Operational limitations :
These are the operational limitations of this PSD2 API in the version 1.0 :
- Can be used for all Banques Populaires.
- Only apply to active payment accounts that are accessible online (cf. PSD2 Directive texts)
- Use the REDIRECT authentication approach only (Strong Customer Authentication required and handled by the bank)
- Only handles single payment initiation requests in € euro (SCTCORE immediate or differed)
- Only the methods POST /paymentRequest and GET/paymentRequest are available.
- The PUT /paymentRequest method will be available later (see "Roadmap" use case).
- The POST /paymentRequestConfirmation method will be implemented with STET standard v1.4.2.17.
From test to live data :
According to PDS2 regulation, the data set available thru this dev portal, Try-it mode and sandbox are based on fictive data (or non-real ones).These data are described in the use case "Test our API".
In order to access to live data, you will need to request for a GO Live thru the 89C3 API portal after testing your app using Try-it and Sandbox environments as described below :
Refer to Art. 30 (5). Account servicing payment service providers shall make available a testing facility, including support, for connection and functional testing to enable authorised payment initiation service providers, payment service providers issuing card-based payment instruments and account information service providers, or payment service providers that have applied for the relevant authorisation, to test their software and applications used for offering a payment service to users.
Only one TPP app can be declared so far per OID (= client_Id) knowing that it is possible to :
- apply white-labelled partnerships as well as third parties models.
- declare many sets of certificats (and redirect URL)
Please note that a weekly slot is reserved for a programmed maintenance (all IT infrastructure incl'd backends and API gateways) Monday morning from 02:00am to 06:00 am), and could generate some perturbations during this period .
For live operations, the parameter "bankcode" will allow you to setup the right customer database thru a dedicated « endpoint » for each bank using the following format www.<bankcode>.live.api.89c3.com or
- www.<bankcode>.live.banquepopulaire.fr aligned on direct access domain name www.banquepopulaire.fr
- www.10548.live.api.banque-de-savoie.fr aligned on direct access domain name www.banque-de-savoie.fr
- www.40978.live.api.palatine.fr aligned on direct access domain name www.palatine.fr
Once chosen, this entry point shall also be used for all subsequent requests.
Bank code | Bank name | Bank short name | Available for tryIt and sandbox | Available for live operations |
10807 | B.P Bourgogne Franche Comté | BPBFC | YES | |
16807 | B.P AUvergne et Rhône-Alpes | BPAURA | YES | |
10207 | B.P RIves de Paris + BICS | BPRI | YES | |
18707 | B.P Val de France | BPVF | YES | |
13507 | B.P du Nord | BPN | YES | |
16607 | B.P Sud | BPS | YES | |
10907 | B.P Aquitaine Centre Atlantique | BPACA | YES | |
10907 | CMM Littoral du Sud Ouest | CMSOU | YES | |
14707 | B.P Alsace Lorraine Champagne | BPALC | YES | |
17807 | B.P OCcitane | BPOC | YES | |
13807 | B.P Grand Ouest | BPGO | YES | YES |
13807 | CMM Grand Ouest | CMMGO | YES | YES |
14607 | B.P Méditerranée | BPMED | YES | |
10548 | Banque de Savoie | BQSAV | YES | |
40978 | Banque Palatine | NO |