Version History
This REST-based API is compliant with the STET specifications developed by the French market initiative (https://www.stet.eu/en/psd2/) in order to comply with PSD2 regulatory requirements. It takes into account functional limitations specific to this retail bank network (see use case 'Limitations").
As a reminder :
- payment services directive (PSD2, (UE) 2015/2366 of 25/11/2015) went into force on january 13, 2018 : https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=celex%3A32015L2366
- it is supplemented by regulatory technical standards for strong customer authentication (RTS, Commission Delegated Regulation (EU) No 2018/389) and common and secure open standards of communication that will apply on september14, 2019. These standards are called RTS (Rules Technical Standards) : https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32018R0389
In France, the ordinance n° 2017-1252 of August 9, 2017 implements the PSD2 directive into the regulatory section of the monetary and financial code. This ordinance has been supplemented by two decrees (n° 2017-1313 and n° 2017-1314), and five orders that were published on August 31, 2017.
You can also refer to the FAQ section and the virtual assistant about STET specifications.
Important changes made since the first version was delivered :
Method(s) | Effective date | Description of the evolution |
POST/paymentRequest | May 17, 2019 | Portal documentation : addition of clarification about the mandatory or optional nature of parameters and fields of requests. |
Fallback | July 26, 2019 | Portal documentation : insert Fallback use case |
All | September 18, 2019 | Portal documentation
|
All GET /accounts/../transactions | December 21, 2020 | Add a new entry point / "limitations" section Status change from "PDNG" to "OTHR" |
| All | January 28, 2021 | Add new customer segments / "limitations" section |
GET /accounts/../transactions | February 03, 2021 | Add optional STET data "entryReference" / "limitations" section & "get transactions history" use case |
GET /accounts/../transactions Fallback | September 29, 2021 | Add optional STET data "bankTransactionCode" Add impacts of the new online banking solution |
| All | January 3rd, 2022 | Editorial issues and SCA updates |