Test data

 

As required by PSD2 regulation (see RTS Art. -30 (5)), we deliver a testing facility, including support, for connection and functional testing using non-real test data. 

This page presents the datasets for testing the API :

  • Fictional customers, by customer segment (student, executive, business etc.) with either individual or professionial accounts that represent the populations of Banque Populaire's customers (retail ; business ; corporate).

    • The individual is a natural person categorized as "capable adult". The individual can also have activities within the framework of a sole proprietorship = a company directed by only one person, and which does not have a legal personality, although it is registered in the trades directory or in the Commercial Register and of Companies (RCS). Examples: craftsman or liberal profession. In this case, the IE is considered an individual.
    • The categories "professional" and "business" cover legal persons.
  • Their accounts and deferred debit cards characteristics are described (single-account, multi-accounts, multi-bank accounts, presence of a debit card, account balance)

  • Useful data expected in input by the API are enumerated (remote banking identifier, SMS code for authentication, IBAN)

  • THESE PSU ID & TEST DATA CANNOT BE USED IN PRODUCTION LIVE ENVIRONMENT

Persona Segment Remote banking identifier SMS code for authentication Institution Code IBAN Account number
-
accountId		 Current account Balance Currency Consent given for transaction history?  Consent given for accounting balance?
Marc

Senior executive

(individual)

D0999990I0

 12345678 13807 FR7613807008043001965405158 038-CPT30019654051 Current 4 179.00 EUR OK OK
FR7613807008043001965405255 038-CPT30019654052 Current 459.56 EUR OK OK
FR7613807008043001965405352 038-CPT30019654053 Current 2 165.50 EUR OK OK
Marie

Retiee

(individual)

D0999991I0

 12345678 13807 FR7613807008043001965406128 038-CPT30019654061 Current 1 754.03 EUR OK OK
FR7613807008043001965406225 038-CPT30019654062 Current 11 429.00 EUR OK OK
Thomas

Student

(individuel)

D0999980

 12345678 13807 FR7613807008043001965407195 038-CPT30019654071 Current 749.27 EUR OK OK
FR7613807008043001965407292 038-CPT30019654072 Current -20 000.00 EUR KO OK
Alix

Executive

(individual)

D0999992I0

 12345678 13807 FR7613807008043001965408165 038-CPT30019654081 Current 52.00 EUR OK KO
FR7613807008043001965408262 038-CPT30019654082 Current 395.45 EUR KO OK
FR7613807008043001965408359 038-CPT30019654083 Current 298.19 EUR OK OK
Tech’n Co

Company

(professional)

D0999993I0

 12345678 13807 FR7613807008043001965409135 038-CPT30019654091 Current 63 917.00 EUR KO KO 
Adam

Entrepreneur

(indivual and professional)

D0999994I0

 12345678 13807 FR7613807008063031966574122 038-CPT30319665741 Current 0.00 EUR OK OK
FR7613807008063031966574219 038-CPT30319665742 Current -2 894.05 EUR OK OK
Lea

executive

(individual)

755238649

 12345678 13807 FR7617515000920400430518020 038-CPT04004305180 Current -150.00 EUR OK OK
 SARL UNIPERSONNELLE 2640  

Merchant

(business)

  D0999995I0 12345678 13807  FR7613807008063042100847972 038-CPT30421008479 Current 0.00  EUR OK OK
 FR7613807008060602191786661  038-CPT06021917866 Current 139 613 054.35  EUR OK OK
 FR7613807002353032165639297  038-CPT30321656392 Current 701 246 591.14  EUR OK OK
 FR7613807002353092101653050  038-CPT30921016530 Current 99 792.13  EUR OK OK
 FR7613807002353092152355047  038-CPT30921523550 Current 1 015 745.35  EUR OK OK

Marc

42 years old – Nantes

Single – Executive in the public Service – 18 years experience

3 current accounts

Life / History / Work

  • Account in his name
  • Urban worker, wishing to facilitate his everyday life, passionate about his work and his leisure activities

Goals

  • Wish to buy and settle in the city center to get closer to his friends and charities in which he gives his time

Use practices

  • Bon vivant, he uses contactless left and right, by phone or by card
  • He has multiple accounts in several different institutions of the group

Brakes and potential frustrations

  • He doesn't like paperwork
  • The management of the invoices of his pour future move

What might influence

  • Simple invoice management and credit alert services
  • More on-line services

The good surprise

  • Addicted to his smartphone (account consultation, e-commerce, payment, etc… )

Marie

73 years old – Nantes

Married – Retired from the private sector

2 current accounts

Life / History / Work

  • Married, account in Mrs or Mr name
  • After 40 years working, she enjoyes a well-deserved retirement traveling around the globe with her husband and family

Goals

  • Wishes to please her children and grandchildren by traveling with them
  • Wishes to give more time for charity

Use practices

  • Except for a few shy purchases on the internet, Marie still has some cash on her
  • Has a joint account in BPCE group

Brakes and potential frustrations

  • She doesn't trust the internet
  • Her smartphone is rarely in her pocket

What might influence

  • Ultra secure services, but still easy to use

The good surprise

  • Her children and grandchildren teach her the magic of tablets

Thomas

21 years old – Nantes

Student – Ecole d’ingénieur informatique privée

2 current accounts

Life / History / Work

  • Account in his name
  • Thomas had to make a loan to pay for his five years of private school
  • Since he is no longer in preparatory class Thomas has a student job

Goals

  • Finish his studies quickly so that he can finally enter to an active working life
  • Be able to spend what he earns to enjoy the joys of student life

Use practices

  • He uses contactless left and right, by phone or by card
  • Thomas, however, pays attention to his spendings

Brakes and potential frustrations/span>

  • Do not exceed the withdrawal and payment limits he has authorized himsefl
  • Doesn't really like to remember his passwords

What might influence

  • Authentication services using its smartphone (Touch ID, authenticator, ...)
  • Real-time alerts on its spendings, a visualization month by month

The good surprise

  • Thomas is very focused on new technologies

Alix

32 ans – Nantes

Married – 3 children

Executive – Private sector employee

3 current accounts 3 delayed debit cards

Life / History / Work

  • Married , compte à Mme ou Mr
  • In love with her native country village, Alix works in the nearest big city

Goals

  • Wishes to renovate a large part of her family home
  • Already thinks about future major studies of her children, not to mention the expenses involded

Use practices

  • Far from everything, internet orders and deliveries are her everyday life
  • She is heading more and more to Chinese websites

Brakes and potential frustrations

  • The security of her online payments
  • The assurance of receiving products in accordance with what she ordered
  • No retail banking

What might influence

  • Insurance to secure her payments
  • Savings plans to ensure the best education for her children
  • Greater proximity with her bank

The good surprise

  • Online shopping is her hobby, tablet or computer are her most faithful servants

Tech’n Co

Created by Dominique - Nantes

37 years old – Married – 2 children

1 current account 1 delayed debit card

Life / History / Work

  • Tech'n Co is a small IT service company, infrastructure and network management in SMEs
  • Dominique is an active entrepreneur who dedicates his life to his work and his family

Goals

  • Have a consolidated view of all his accounts on one device (smartphone, pc, ...)
  • Continue to grow his business by reaching more customers
  • Develop his activity on other services

Use practices

  • He deals himself with his treasury
  • Multi banked

Brakes and potential frustrations

  • Follow his cutomer payments following the creation of a new service
  • Keep his family free from want

What might influence

  • Simple and cheap business services
  • The assurance of keeping a stable standard of living even in case of a hard blow

The good surprise

  • Constantly on the move, he never leaves his bank application

 

Adam 

29 years old– Montpellier

Single – Contractor – 4 years experience

2 current accounts 2 delayed debit cards

Life / History / Work

  • Adam leads a small private company SARL UNI PICCOLO
  • Adam is a young and active contractor, he is increasing his knowledge in his sector

Goals

  • Get easily his cards and accounts transactions history
  • Recruit in his company
  • Develop his activity on other services

Use practices

  • Daily connections to his accounts in order to have a fine management
  • Multi banked

Brakes and potential frustrations

  • Research technology solutions giving reactivity
  • His company size is small

What might influence

  • Simple and cheap business services
  • To increase his company size without taking risks

The good surprise

  • Always search for digital solutions

Léa

35 ans – Lyon

Married – Executive in an insurance company- 10 years experience

1 current account

Life / History / Work

  • Married, she hikes a lot with her husband
  • Léa is very comfortable with her job and her company

Goals

  • Get her current account balance in a fast and secure way
  • She wants to have kids and build a family

Use practices

  • Online shopping in a regular way
  • Loyal to her bank, she doesnt want to change it

Brakes and potential frustrations

  • Slow connections to her current account
  • Research of minimal expenses for her account management

What might influence

  • Better proximity with her bank
  • Access to her account everywhere

The good surprise

  • Listen to advices of the bank sector professionals

 

SARL UNIPERSONNELLE 2640

Dijon

5 current accounts 1 delayed debit card

Life / History / Work

  • Large trader

Goals

  • Develop it's online sales business
  

Use practices

  • Account monitoring by an accounting firm
  • Consolidation of accounts in several banks

Brakes and potential frustrations

  • Slow connection to it's account
  • Looking for a minimum of bank charges

What might influence

  • Access to it's account from anywhere

The good surprise

  • An account situation accessible in real time